AI-powered, automated income verification and analysis of consumers and small & medium businesses
Lenders need to estimate and verify applicant income to manage risk, determine exposure limits and assess ability to pay
Verify borrowers’ income and assess credibility within minutes
IN-D’s automated income verification goes beyond digitizing scanned/PDF Bank Statements, Pay slips, etc., to generate configurable pre-defined analytics.
Classify
Perform quality checks and recognize document types to reject wrong upload at source.
Digitalize
Accurate header and table data capture to scale dynamically in a jiffy
Detect
Identify suspicious activities with tampering detection and algorithmic validation
Analyze
Acquire deep insights into cash flow, income and NSF Incidents with multiple data sources
Develop data-driven income verification and expedite your originations process
Eliminate manual data entry and get to the real work of financial analysis. Understand your clients better and faster, down to every transaction line item
Document Types
Bank Statements
Pay Slips
Tax Returns
Financial Statements
Pay Slips
Tax Returns
Financial Statements
Quality
Rotated Docs
Skewed Images
Warped Docs
Noisy Docs
Skewed Images
Warped Docs
Noisy Docs
Formats
Printed PDF
Scanned PDF
Screenshots
Excel Sheets
Scanned PDF
Screenshots
Excel Sheets
Period
Annual
Quarterly
Monthly
Custom Period
Quarterly
Monthly
Custom Period
For a Smart Enterprise
Human in the Loop, Intuitive GUI
Ensure 100% accuracy on the derived insights in near real-time
Data Consistency Checks
Perform similarity checks across the extracted data from both ID cards and Income documents
105+ Out of the box Calculations
Self-evaluate Bank Statement table extraction and map transaction types to build insights
9+ Fraud or Condition Checks
Reconcile across data sources and condition checks to ensure applicant fitness
Document Quality & Type Detection
Reject or accept documents at source basis the quality and type of document
On Prem & On Cloud Deployment
Choice of different integration options to meet business requirements
Supported Fields
Bank Statements
Account Holder Name
Account Number
IFSC Code
Account Open Date
Type of Account
Account Holder Address
Bank Name
Date (Table)
Description (Table)
Debit (Table)
Credit (Table)
Balance (Table)
Pay Slips
Employee Name
Employer Name
Employer Address
Employee ID
PAN Number
UAN Number
Date of Joining
Designation
Bank Account Number
Bank Name
Period of Pay
Net Salary
Net Salary
Gross Salary
Date of Birth
Payable Days
Department
Location
Sick Leave
Leave
ITR V
Acknowledgement Number
Assessment Year
First Name
Middle Name
Last Name
PAN Number
Total Income
Gross Income
Among Other things
Setup Back Office Teams and Speed up your Underwriting process right from your browser
IN-D Income Analysis is now available as an intuitive web app on the Azure Marketplace.
Case Study
Rapido
Reduction in friction in vendor on-boarding
Salary Dost
Auto-identification of customers to enable faster credit decisions
In Focus
Generate expense reports for reimbursements & tax filing from your phone
Click, Choose, Report. Reimbursements done right! BillsPls can build reports with the expenses you scan using your phone's camera, and export as PDFs & spreadsheets.READ CASE STUDY
Generate expense reports for reimbursements & tax filing from your phone
Click, Choose, Report. Reimbursements done right! BillsPls can build reports with the expenses you scan using your phone's camera, and export as PDFs & spreadsheets.READ CASE STUDY
